
Shijo Sebastian is a seasoned Financial Consultant with over 25 years of experience in the insurance and financial services industry. As a committed LIC Advisor, he has been helping individuals, families, and business owners achieve financial security through expert guidance, protection planning, and long-term wealth solutions.




ET NOW 14/07/2026
Filing income tax returns early increases processing likelihood but does not guarantee faster refunds. Successful e-verification and matching tax records are crucial for timely refund processing. Pre-validating bank accounts and avoiding complex disclosures expedite the refund process.
Live Mint 12/07/2026
Income-tax returns: The I-T department has released excel utility of its ITR-1 (Sahaj), ITR-2, ITR-3, and ITR-4 (Sugam) forms for AY27. Today we lay out the numbers and key things to know for senior and super senior citizens looking to file their returns.
